Business Holidays

Date	Holiday	IFS Closed	NYSE Closed	Bond Markets Closed	Bond Markets Early Close(2:00PM Est.)
1/1/2009	New Years Day	X	X	X
1/16/2009					X
1/19/2009	Martin Luther King Jr. Day		X	X
2/13/2009					X
2/16/2009	Washington's Birthday/Presidents Day		X	X
4/9/2009					X
4/10/2009	Good Friday	X	X	X
5/22/2009					X
5/25/2009	Memorial Day	X	X	X
7/2/2009		@ 3:00			X
7/3/2009	Independence Day (Observed)	X	X	X
9/4/2009					X
9/7/2009	Labor Day	X	X	X
10/9/2009					X
10/12/2009	Columbus Day			X
11/10/2009					X
11/11/2009	Veterans Day			X
11/25/2009		@ 3:00			X
11/26/2009	Thanksgiving Day	X	X	X
11/27/2009					X
12/24/2009					X
12/25/2009	Christmas	X	X	X
12/26/2009	Christmas	X